I ordered a Virgin Credit Card over 3 years ago now. I had to balance transfer some money, and I was offered a 9 months interest free card, which at the time was a great deal!!
I received a letter recently, offering me a new card, or an upgrade to my current card (which I've not used, since the 0% interest free period ran out!!
).
And in an ever increasingly competitive market the card is now way improved!!!
The "Bank Transfer Card" is now offering 0% p.a. for 15 months!!! You also get 0% p.a. on all purchases for the first 3 months. After that the typical rate is 15.9% APR (variable).
The "Smart Shopper Card" is offering 0% p.a. for 9 months (same as I got 3 years ago). Although you also get 0% on all purchases for the first 9 months!!! Fantastic! The typical rate is the same @ 15.9% APR (variable).
With the card you also get some discount offers from the Virgin family:
- First Month Free with Virgin Media (If you are in a cable area)
- 10% off Virgin Wines
- 10% off Zavvi (The new name for Virgin Megastores)
- A month off at Virgin Active
- 10% off at Virgin Holidays
- 10% off at Virgin Trains
- 20% off at Virgin Experiences
- 10% off car, home, pet and annual travel insurances!
So, is this the best deal for a credit card out there?
What do you think?
To read more about it go to Virgin Money.


















































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January 4th, 2008 at 12:45 pm
Looks interesting, though I doubt many of those discounts will be helpful to me (10% off at the megastores could be handy though). I wonder who thought Zavvi was a good name?