I ordered a Virgin Credit Card over 3 years ago now.  I had to balance transfer some money, and I was offered a 9 months interest free card, which at the time was a great deal!!

I received a letter recently, offering me a new card, or an upgrade to my current card (which I've not used, since the 0% interest free period ran out!! :) ). 

And in an ever increasingly competitive market the card is now way improved!!!

The "Bank Transfer Card" is now offering 0% p.a. for 15 months!!!  You also get 0% p.a. on all purchases for the first 3 months.  After that the typical rate is 15.9% APR (variable).

The "Smart Shopper Card" is offering 0% p.a. for 9 months (same as I got 3 years ago).  Although you also get 0% on all purchases for the first 9 months!!!  Fantastic!  The typical rate is the same @ 15.9% APR (variable).

With the card you also get some discount offers from the Virgin family:

  1. First Month Free with Virgin Media (If you are in a cable area)
  2. 10% off Virgin Wines
  3. 10% off Zavvi (The new name for Virgin Megastores)
  4. A month off at Virgin Active
  5. 10% off at Virgin Holidays
  6. 10% off at Virgin Trains
  7. 20% off at Virgin Experiences
  8. 10% off car, home, pet and annual travel insurances!

So, is this the best deal for a credit card out there?

What do you think?

To read more about it go to Virgin Money.

One Response to “Virgin Credit Card - Is it the best deal out there?”
  1. Marble says:

    Looks interesting, though I doubt many of those discounts will be helpful to me (10% off at the megastores could be handy though). I wonder who thought Zavvi was a good name? :)

Leave a Reply

VirginConsumer is an independent publication and is not associated with Virgin or any other companies.
VirginConsumer is not responsible for the content or privacy practices of sites that are linked to, from VirginConsumer.
VirginConsumer does not accept responsibility for the content of any external sites that are linked to, from the comments section of any of the posts.